Invitation

Mapping the Future of Global Investment

The New Wave of a Globalized Investment Landscape: Towards a New

Balanced World Structure

AIM Congress 2025

Future Finance Forum Portfolio

Agenda

7th – 9th April, 2025

Adapting & Adopting: The Roadmap to the Future of the Digitalization of the Finance

The Best Way to Predict the Future is to Create it!

General Overview: A lot of predictions focuses on a big leap in the recent finance sector as we know it. Some of these predictions talk about not only the digitalization of the finance sector, but also about the digitalization of the accounting sector. Some predictions says that the finance factory transactions will be touchless as automation and blockchain reach deeper into finance operations, the role of Finance with operations largely automated, finance will double down on business insights and service, the skills required by finance professionals will change, likely dramatically, as new combinations of technology and human workforces permeate the workplace. As well, finance cycles goes real time; periodic reporting will no longer drive operations and decisions. Meanwhile, new service-delivery models will emerge as robots and algorithms join a more diverse finance workforce; companies will assess the benefits of automation against onshore. Also, Enterprise resource planning Finance applications and microservices challenge traditional ERP, and the proliferation of APIs will drive data standardization, but it won’t be enough; companies will still be struggling to clean up their data messes. Digital Transformation, Data Driven Insights, Automation & IOT, Blockchain adoption, Cybersecurity focus, and cognitive technologies are among others, the leading factors in the transformation and transition in the finance industry. This transition which will take place throughout the next 5 years, shall change the whole face of the finance sector on all levels.

Concept: None of us knows for certain what the future will hold, but we all have a responsibility to be thinking about what’s likely to happen, and to prepare for it. In Finance, that means working now to get the right people and technology in place to take advantage of the inevitable

disruption ahead. That’s not likely to happen without a clear vision and strategy for Finance in a digital world. Now is the time to step back and make sure your roadmap to that future is clear. The best way to predict the future is to create it; The Future Finance Forum Event aims at networking the stakeholders of the finance sector from all around the globe, to be able to have the upper hand in shaping the future of the finance sector for the coming years. The Future of Finance Forum is aimed at providing attendees with a deep understanding of current trends and future directions in the global financial landscape, equipping them with the knowledge and tools to lead their organizations towards sustainable growth and success. This conference offers a unique opportunity to network with like-minded professionals, share experiences, and gain valuable insights that will help you and your organization thrive in the ever-evolving world of finance.

Agenda

Future of Finance Portfolio

Day 1 – 7th April 2025

14:00 – 14:10

MC Day One Opening Remarks

14:10 – 14:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Leaders’ Insight Session Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All

Targeted Speaker Profile: Global Fintech Leader, Global Banking Expert, and Financial Innovators

Leader’s Session : The Finance Industry 4 Years-From-Now: Predicting

Technological and Regulatory Changes in the Realm of the Financial World, Banking and Transactions

This keynote will explore the ongoing transformation in the financial services industry driven by digital finance. The speaker will delve into the latest trends, including the adoption of AI, blockchain, and digital payments, and their implications for financial institutions. The session will also highlight the evolving role of fintech companies in shaping the future of finance, emphasizing the need for traditional banks to innovate and adapt. This session sets the tone for the day, encouraging participants to think strategically about digital disruption and innovation. Key Takeaways:

• Learn how AI and Automation will transform finance operations

• Blockchain and smart contracts revolutionizing future transactions

• Decipher the growing influence of fintech and digital-first business models

• Understand how to prepare for the new and ever evolving regulatory frameworks

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

14:40 – 15:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Climate Change Economists, Sustainable Investment Experts, Corporate Sustainability Executives, Policy Makers and Government Officials and Environmental Economics Experts

Fireside Chat: The Economics of Decarbonization: Investment Strategies for a

Net Zero Economy

This panel will explore the economic implications of the global transition to a net- zero economy, focusing on how investors can align their portfolios with decarbonization targets. Experts will discuss emerging opportunities in green finance, carbon markets, and ESG investments, along with strategies to manage transition risks. Attendees will gain insights into navigating policy frameworks and identifying high-potential sectors, such as renewable energy and sustainable infrastructure, that promise long-term returns. The session will offer actionable strategies for balancing profitability with environmental responsibility in the evolving economic landscape. Key Takeaways:

• Identifying investment opportunities in renewable energy and sustainable infrastructure.

• Understanding how carbon markets and ESG frameworks drive financial performance.

• Strategies for managing transition risks in decarbonizing industries.

• Aligning portfolios with policy goals and global net-zero targets. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:10 – 16:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: ESG Experts, Fintech Experts, and Climate Experts

Panel:: Climate FinTech: Innovation at the Intersection of Financial Technology

and Climate Action Climate FinTech is the emerging field that combines financial innovation with climate solutions, using technologies like AI, blockchain, and IoT to create new tools for measuring and mitigating environmental impact. This session will highlight how fintech solutions are enabling carbon tracking, climate-risk analytics, and sustainable investment platforms. Industry experts will discuss the role of technology in scaling sustainable finance and driving climate action. Key Takeaways:

• Innovations in climate fintech and their role in sustainable finance

• Use cases for blockchain and AI in environmental impact measurement

• Opportunities and challenges in scaling climate fintech solutions Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

16:50 – 17:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Neo Bank leaders, Fintech Experts, Traditonal Banking Executives and BFSI CTOs

Panel: The Future of Banking: Beyond Digital - Banking in a Decentralized World

This panel will focus on how traditional banks are transitioning towards decentralized finance (DeFi), leveraging AI, and implementing digital customer experiences to stay relevant in a hyper-competitive market. Panelists will examine how blockchain is being integrated into payment systems, clearing and settlement processes, supply chain finance, and cross-border transactions. The session will also cover the impact of technology adoption on transparency, security, and efficiency, addressing real-world case studies and regulatory challenges. Attendees will gain insights into how digital banks are reshaping traditional vanking processes and what the future holds for this technology in revolutionizing the banking sector. This discussion is essential for financial professionals seeking to understand how technology in banking is driving operation excellence and scaling customer centricity and building new banking innovations in the industry.

Key Takeaways:

• Transitioning to decentralized finance (DeFi). • AI and automation in improving banking services. • Customer experience as a competitive edge.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

17:30 – 18:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CXO of a Leading Digital Bank & Customer Experience Expert

Panel: Hyper-Personalization in Banking: The New Customer-Centric Paradigm

This candid conversation will enquire how Hyper-personalization is driving the next wave of banking innovations by tailoring services and products to individual customer needs through AI and data analytics. Topics will include the use of data analytics to understand customer needs, the role of mobile banking, and the importance of seamless, omni-channel experiences. The session will also explore how banks can differentiate themselves by focusing on customer experience.

Key Takeaways:

• Role of AI in creating personalized banking experiences. • How banks can leverage big data to increase customer loyalty. • Challenges in achieving hyper-personalization at scale.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

18:10

Close of Future Finance Forum Day 1

19:30 – 22:30 Venue: TBA Access: TBA

AIM Awards 2025 and Gala Dinner

Agenda Future of Finance Portfolio

Day 2 – 8th April 2025

10:00 – 10:10

MC Day Two Opening Remarks

10:10 – 10:40

Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Head of Impact Investments, Chief Innovation Officer of Neo Banks, Chief Investment Officers, Financial Futurist, CTO of a fintech firm

Fireside Chat: Imagining the Future of Wealth Creation: Where Finance Meets

Innovation and Purpose

This panel will explore how the future of wealth creation is being shaped by the intersection of financial innovation, technology, and purpose-driven investment strategies. Panelists will discuss how emerging trends such as impact investing, decentralized finance (DeFi), and AI are transforming wealth-building models. The discussion will also examine the evolving role of investors in addressing societal challenges—like climate change and financial inclusion—while balancing profitability with purpose.

Key Takeaways:

• Impact Investing and Trends: Aligning financial returns with social goals

• AI and Big Data: Personalizing investment strategies for dynamic markets

• Redefining Success: The shift from profit-first models to purpose-driven wealth creation

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

10:40 – 11:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025

Fireside Chat: Mastering AI, Blockchain, and ML Applications in Banking,

Payments and Wealth Management: Shaping the Future of Finance

In this fireside chat, a leading fintech innovator and a senior executive from a traditional bank will discuss the growing influence of fintech on the financial industry. The conversation will cover how fintech companies are challenging conventional banking models, the rise of digital-first financial services, and what the future holds for the industry. The chat will provide insights into the collaborative potential between fintech and traditional finance, as well as the challenges and opportunities presented by this disruption.

Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CEO of a Leading Fintech Company & Senior Executive from a Traditional Bank

This session offers a unique perspective from both disruptors and incumbents in the financial sector, providing a balanced view on the opportunities and challenges of fintech adoption especially in traditional banking models. Attendees will gain insights into how to navigate the evolving landscape of financial services.

Key Takeaways:

• AI-Driven Efficiency and Personalization

• Blockchain's Potential for Secure and Transparent Transactions

• ML-Driven Risk Management and Compliance

• The Rise of Digital Assets and Tokenization Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5

11:00 – 11:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: MasterClass Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Fitech Leader with expertise on AI and ML

Masterclass: Uncovering the Matrix of AI in Finance: From Theory to Practice

This exclusive masterclass will explore the practical applications of artificial intelligence (AI) in finance, moving beyond theory to discuss real-world implementations. Topics will include AI in risk management, fraud detection, customer service, and personalized financial products. Panelists will share their experiences with AI projects, discuss the challenges of AI adoption, and provide insights into the future of AI in the financial industry. This stretigic session will focus on the practical exploration of AI applications in finance, with case studies and insights from industry leaders. Attendees will leave with a clear understanding of how to harness AI to improve financial services and operations. Key Takeaways:

• Scope of Natural Language Processing (NLP) in finance

• Understanding AI ethics and governance

• Implementing areas of AI in finance

• Overcoming AI Adoption Challenges

• Measuring AI Success

Masterclass Laeader:

11:50 – 12:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: Blockchain Experts, Cryptocurrency Experts and Fintech Leaders

Panel: Blockchain Beyond Cryptocurrency: Innovations in Finance Infrastructure

and Digital Assets Management

This panel will explore the transformative potential of blockchain technology beyond its application in cryptocurrencies. As blockchain continues to gain traction in financial services, the discussion will focus on its innovative uses in enhancing financial infrastructure and efficiently managingn digital assets. Panelists will examine how blockchain is being integrated into payment systems, clearing and settlement processes, supply chain finance, and cross-border transactions. This discussion is essential for financial professionals seeking to understand how blockchain can streamline operations and drive new innovations in the industry. Key Takeaways:

• Blockchain's potential beyond cryptocurrency

• Digital finance infrastructure modelling and innovations

• Digital Assets Management via Blockchain

• Understanding Blockchain's iImpact on financial inclusion Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

12:30 – 13:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English

Panel: The Future of Payments: Cashless Societies and the Future of Global

Transactions

As the world moves towards cashless economies, this session will explore the future of digital transactions, focusing on blockchain, faster payment systems, and biometric authentication for seamless, secure financial interactions. With rising smartphone penetration and fintech adoption, the future of transactions will be largely driven by contactless payments, blockchain, and AI-powered fraud prevention mechanisms. Panelists will address the impact of new payment technologies, the role of digital currencies, and the future of cross-border payments. The session will also examine the regulatory environment for digital payments and how companies can navigate it. This session will provide comprehensive look at the future of digital payments, helping participants understand the trends and challenges shaping the industry. It provides valuable insights into how to stay competitive and compliant in the fast- paced world of digital finance. Key Takeaways:

Access: All Targeted Speaker Profile: Payment Solutions Providers, Regulators, and Fintech Innovators and Transcatio Experts

• The evolution of cashless transactions globally. • Blockchain’s impact on secure payments. • Role of biometric and AI in transaction security.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

13:10 – 14:00 VENUE: TBA

Lunch & Networking Break

Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Chief Innovation Officers from FinTech companies. Heads of Digital Payments at global financial institutions Technology Futurists specializing in AI and biometrics

Panel: Invisible Payments: The Seamless Future of Financial Transactions

This futuristic panel session will explore the transformation of traditional payments; Invisible payments—where transactions happen without customer intervention, are redefining how people engage with financial systems. Powered by AI, IoT, and biometrics, these payments promise frictionless experiences across retail, mobility, and subscription-based services. This session will explore how businesses are integrating invisible payment systems to enhance customer convenience and loyalty. It will also address challenges such as data privacy, security, and regulatory compliance in a rapidly evolving digital landscape.

Key Takeaways:

• How invisible payments are reshaping customer experiences • Case studies from retail and transport industries • Key security and regulatory considerations • Future trends and technologies driving adoption

Moderator: Speaker 1

Panelists:

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

14:10 – 14:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Payment Providers, Bank Executives, and Fintech Innovators

Fireside Chat: The Future of Payments: The Convergence of Cards, Mobile, and

Digital Wallets

This session will be focus on the convergence of traditional card payments, mobile payments, and digital wallets, and how this convergence is transforming the way consumers make transactions. The panellists will discuss the benefits and challenges of this shift, including enhanced convenience, security, and accessibility, as well as the need for interoperability and standardization. This session will also touch upon the role of emerging fintech innovations, in shaping the future of payments. Key Takeaways:

• Global insights on evolution of card technology

• Scope of tokenization and secure payments

• Unravel the transitioning from tradional to digital wallets Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

14:40 – 15:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA

Panel: The Future of Islamic Banking: Innovations, Fintech Integration, and

Global Expansion

This topic will explore the evolving landscape of Islamic banking, focusing on how innovations such as fintech, blockchain, and AI are reshaping the sector. It will cover trending topics like the rise of Islamic fintech, Shariah-compliant digital assets, and smart contracts for Islamic finance. The discussion will also address the growing global interest in Islamic banking, examining strategies for expanding into new markets, attracting non-Muslim investors, and integrating ESG principles in line with ethical Islamic finance practices. Additionally, the session will explore the regulatory frameworks needed to support innovation while preserving Shariah compliance, and how Islamic banks can remain competitive in the global financial ecosystem. Key Takeaways:

• Insights into the latest innovations in Islamic banking

• Strategies for expanding into new markets

• Gain statetigic knowledge of Shariah-compliant digital assets and smart contracts

Language: English Access: All Targeted Speaker Profile: Islamic Banking experts, fintech innovators, and Islamic Banking executives

• Understanding of regulatory frameworks for innovation Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

15:20 – 15:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Legal Experts, Compliance Officers, and Chief Risk Officers

Interview: Managing Third-Party and Supply Chain Risk: A New Frontier for

Financial Institutions

The panel session will address the complexities financial institutions face in navigating regulatory requirements across multiple jurisdictions. As globalization increases, managing third-party and supply chain risks has become critical for compliance and operational integrity. Key takeaways will include strategies for enhancing collaboration with local regulatory authorities, implementing comprehensive compliance programs, and leveraging data analytics to monitor compliance activities. By understanding these dynamics, financial institutions can better position themselves to manage cross-border risks while fostering trust and security in their operations.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:50 – 16:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Global Insights

Global Insights: Insights & Outlooks on Global Debt Markets

This session will explore the evolving landscape of global debt markets, focusing on how technology, data analytics, and innovative legal frameworks are transforming debt investing and non-performing loan (NPL) management strategies. Experts will highlight best practices from advanced markets, offering benchmarks and lessons to guide stakeholders in navigating these complex markets more effectively. The discussion will also emphasize sustainable and efficient solutions, balancing risk and returns across different geographies. Participants will gain actionable insights into

Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

how emerging tools and frameworks are redefining debt management strategies in a dynamic global environment. Key Takeaways:

• How technology is streamlining debt management and NPL processes

• Benchmarking successful practices from mature debt markets

• Data-driven strategies for managing risks and improving returns

• Legal frameworks enabling sustainable debt investing across regions

16:20 - 17:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Global Insights Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

Global Insights: International Insights into Financial Restructuring

Practices This session will delve into the global strategies and innovative approaches used to revive distressed assets through debt restructuring, financial restructuring, and corporate insolvency practices. Experts will compare frameworks from different jurisdictions, offering insights into successful restructuring methods and the challenges encountered across regions. Participants will gain a deeper understanding of the legal and operational best practices shaping modern financial restructuring. The discussion will highlight how cross-border collaboration and evolving insolvency laws are creating more effective solutions to manage financial distress while minimizing risks. Key Takeaways:

• Comparative analysis of financial restructuring practices across jurisdictions

• Innovative strategies in debt and corporate restructuring

• Navigating challenges in cross-border insolvency cases

• Legal frameworks supporting sustainable asset rejuvenation worldwide

18:00 Close of Future Finance Forum Day 2

Agenda Future of Finance Portfolio

Day 3 – 9th April 2025

10:00 – 10:10

MC Day Three Opening Remarks

10:10 – 10:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: Blockchain Expert, Digital Payments Innovator, Central Bank Executive, Cybersecurity Specialist

Fireside Chat: Envisioning the Future of Money: Opportunities and

Challenges for Financial Institutions

The thought leaders’ fireside chat will examine how digital currencies and wallets are transforming the way individuals and businesses interact with money. As cryptocurrencies, central bank digital currencies (CBDCs), and digital wallets gain traction, this session will explore the implications for financial institutions, consumers, and governments. The panel will address the opportunities and challenges of adopting digital currencies, including issues related to financial inclusion, security, and regulatory frameworks. Attendees will gain insights into the future of payments, the role of blockchain, and how digital wallets are shaping the next phase of financial innovation. Key Takeaways:

• Implications of CBDCs and digital wallets on traditional banking.

• The role of digital curencies in global trade.

• Regulatory challenges and risks with digital currencies. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

10:40 – 11:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel

Panel: The Future of P2P Lending: Disrupting Traditional Lending Models

Peer-to-peer (P2P) lending is reshaping the financial landscape by connecting borrowers directly with lenders, bypassing traditional financial institutions. This panel will explore how P2P platforms are democratizing access to credit, reducing costs, and driving financial inclusion. Experts will also discuss the challenges of scaling these models, including regulatory frameworks, credit risk management, and competition with established

Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CEO or Founder of Leading P2P Lending Platform, Chief Risk Officer (CRO) from Digital Bank or Fintech Firm, Regulatory Authority Representative from Central Bank or Securities Regulator, Economist or Financial Analyst Specialized in Alternative Finance Markets

lenders. Attendees will gain insights into the future of P2P lending, its impact on financial markets, and emerging trends in alternative finance. Takeaways:

• The growth of P2P lending platforms globally.

• Regulatory challenges of P2P lending.

• Risks and benefits for consumers and lenders.

Moderator:

• Speaker 1

Panelists:

• Speaker 2

• Speaker 3

• Speaker 4

• Speaker 5

• Speaker 6

11:20 – 12:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English

Panel: Mastering Financial Cybersecurity: Staying Ahead of Emerging

Threats

As cyberattacks grow more sophisticated, financial institutions face increasing pressure to protect sensitive data, ensure secure transactions, and maintain trust. This panel will explore the latest cybersecurity trends, emerging threats, and best practices for safeguarding financial systems. Experts will discuss strategies for threat detection, incident response, and building resilient infrastructures while balancing innovation with risk. Attendees will gain actionable insights on staying ahead of evolving threats and navigating the regulatory landscape in an increasingly digital financial environment. Key Takeaways:

• Emerging cybersecurity threats targeting financial institutions.

• Strategies for improving cyber resilience and threat detection.

• Regulatory frameworks and their role in cyber risk management.

Moderator: Speaker 1

Access: All Targeted Speaker Profile: Chief Information Security Officer (CISO) from Major Bank or Fintech Company, Head of Cybersecurity from National Financial Regulatory Authority, Cybersecurity Consultant Specialized in Financial Services, Technology Risk Expert from Global Financial Institution

Panelists:

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

12:00 – 12:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Masterclass Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Global Financial Cybersecurity expert

Masterclass: AI and Machine Learning and the Future of Fraud Prevention

As financial fraud becomes more sophisticated, AI and machine learning (ML) are revolutionizing fraud detection and prevention strategies. This masterclass will explore how financial institutions are leveraging these technologies to identify suspicious activities in real-time, predict fraudulent patterns, and enhance risk management frameworks. Participants will gain practical insights into the latest AI-driven tools, model-building techniques, and case studies showcasing successful implementations. The session will also cover challenges such as bias in algorithms, regulatory compliance, and balancing automation with human oversight, offering a comprehensive understanding of fraud prevention’s future. Key Takeaways:

• Harnessing AI/ML for predictive fraud detection

• Real-world applications and success stories

• Addressing challenges with compliance and algorithmic bias Masterclass Leader:

12:40 – 13:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile:

Fireside Chat: Embracing RegTech: Transforming Compliance in the

Digital Age

This exclusive session will focus on the transformative potential of regulatory technology (RegTech) in enhancing compliance and risk management practices within the financial sector. Panelists will share their insights on the latest RegTech solutions, their practical applications, and the strategies for successful implementation. The discussion will also address the evolving regulatory landscape and the role of RegTech in helping financial institutions navigate an increasingly complex compliance environment. Key Takeaways:

• Insights into the latest RegTech innovations and their impact on compliance and risk management

• Strategies for financial institutions to identify, evaluate, and integrate RegTech solutions

• Discussions on the role of regulatory authorities in fostering the development and adoption of RegTech

• Perspectives on the potential challenges and best practices in managing the transition to a RegTech-driven compliance paradigm

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3

13:10 – 14:00 Venue: TBC

Lunch & Networking Break

14:00 – 14:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA

Interview: Microinsurance and Financial Inclusion through InsurTech

Platforms

This interview will explore how InsurTech platforms are driving financial inclusion by making microinsurance accessible and affordable for underserved populations. The conversation will highlight innovative digital solutions, such as mobile-based insurance products and AI-driven underwriting, that lower barriers to entry for low-income individuals. We’ll also discuss the challenges of scaling microinsurance, including regulatory hurdles and educating new markets about insurance benefits. Attendees will gain insights into the role of technology in closing the protection gap and fostering financial resilience worldwide. Moderator:

Speaker 1

Panelists:

Language: English Access: All Targeted Speaker Profile: CEO or Founder from Microinsurance or InsurTech Company, Director of Financial Inclusion from International Development Organization (e.g., World Bank, UNDP), Regulatory Expert from Insurance Supervisory Authority, Head of Digital Innovation from Global Insurance Provider

Speaker 2 Speaker 3

14:30 – 15:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Chief Treasury Officer (CTO), Global Head of Treasury

Panel: The Future of Corporate Treasury: From Liquidity Management to

Strategic Growth

This panel will explore the evolving role of corporate treasury departments from traditional liquidity management functions toward becoming strategic growth drivers. As financial technology advances, treasuries are leveraging real-time data, predictive analytics, and AI to manage liquidity more efficiently while contributing to long-term business planning. Experts will discuss how treasury teams can align with corporate strategies by hedging risks, optimizing cash flow, and driving investments. The session will also cover emerging trends like sustainable finance and regulatory compliance that impact treasury operations across global markets. Key Takeaways:

• Strategic Alignment: Treasury's role in supporting business growth through better liquidity and risk management

• Tech Integration: Leveraging AI, predictive analytics, and fintech for real-time decision-making

• Sustainable Finance: Implementing ESG principles in treasury functions to align with corporate sustainability goals

• Regulatory Preparedness: Managing compliance across multiple jurisdictions and adapting to evolving regulations

Moderator:

Speaker 1

Operations, Chief Financial Officer (CFO), Head of Liquidity Management, Treasury Consultant or Advisor, Fintech Executive

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

15:10 – 15:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All

Targeted Speaker Profile: CEO or Co- Founder of Tokenization Platform, Chief Innovation Officer from Asset Management Firm, Regulatory Expert or Legal Advisor, Blockchain Specialist, Head of Digital Assets, Portfolio Manager Specializing in Alternative Investments

Interview: Tokenization of Real Assets: Unlocking Liquidity and

Democratizing Investments

This interview will explore the transformative potential of tokenizing real- world assets such as real estate, commodities, and fine art, focusing on how blockchain technology unlocks liquidity and makes traditionally illiquid assets more accessible to investors. Experts will discuss the benefits of fractional ownership through tokenization, allowing broader participation in high-value asset markets. The session will also address the regulatory landscape, challenges in adoption, and security considerations. Attendees will gain insights into how tokenization can democratize investments, create new revenue streams, and reshape asset management strategies globally. Key Takeaways:

• Unlocking Liquidity: How tokenization enables fractional ownership of illiquid assets

• Broader Access: Democratizing investments by lowering entry barriers for investors

• Regulatory Compliance: Navigating evolving legal frameworks across jurisdictions

• Security and Transparency: Leveraging blockchain to ensure secure and traceable transactions

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:40 – 16:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

Panel: Unlocking Opportunities: Exploring the Landscape of Private Debt

and Credit

The panel session will bring together industry experts to discuss the growing importance of private debt and credit in the financial landscape. The conversation will focus on the opportunities and challenges presented by this asset class, including the increasing demand for private debt, the role of alternative lenders, and the impact of regulatory changes. The panelists will also explore the benefits of private debt for investors, such as diversification and yield enhancement, and the importance of due diligence and risk management in this space. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

16:20 – 17:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: TBA (Partner Session) Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Private

Panel: Reimagining Private Equity: Opportunities in Globalised Markets

The panel session features top private equity experts who will discuss the evolving landscape of private equity in the ever evolving globalised market. The conversation will cover the opportunities and challenges presented by the shift in the global investment sentiments, including the shift to digital transformation, the rise of ESG investing, and the impact of government stimulus packages. The panelistswill also explored the role of private equity in supporting businesses through the crisis and the potential for growth in emerging markets Key Takeaways:

• How to tapp into global markets with minimal risk

• Investment Strategies to diversified portfolios and innovative products to attract new capital sources

• Operational Excellence at the core of transformational changes within portfolio companies.

• Technology Integration and new avenues for optimizing investment processes and enhancing due diligence.

Moderator:

Speaker 1

Panelists:

Equity Fund Manager, Government Representative, Emerging Markets Expert

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

17:00

End of Partner Session and Close of Future Finance Forum Day 3

Ref.: / 800/ 2024/ 11م و د ت خ Date: 19-11-2024 H.E. Jürgen Ligi Minister of Finance Republic of Estonia Your Excellency,

Subject: Official Invitation to Participate in the 14th Edition of AIM Congress - Abu Dhabi, UAE, 7-9 April 2025

It is with great pleasure that I extend an invitation to you for the 14th Annual Investment Meeting 2025 “AIM Congress”, hosted in collaboration between the UAE Ministry of Economy and the AIM Global Foundation. This premier event will take place from 7th to 9th April 2025, in Abu Dhabi, United Arab Emirates. This year’s AIM Congress will be held under the theme “Mapping the Future of Global Investment: The New Wave of a Globalized Investment Landscape – Towards a New Balanced World Structure”. The congress is poised to be a landmark event in the realm of global investment and will critically analyse and redefine the future directions of global investments, striving towards a more balanced world structure and offering valuable insights for making informed financial decisions aligned with strategic goals and objectives. AIM Congress 2025 will delve into a diverse array of topics, covering both established sectors and emerging trends. As we celebrate the 14th edition, the congress will spotlight the transformative effects of Global Trade, Global Manufacturing, and the Digital Economy on investment strategies, leveraging technological advancements. Additionally, the congress will address innovations and young businesses, focusing on fostering startups and Entrepreneurs, attracting foreign direct investments (FDIs), exploring new financial tools and technologies, and discussing Future Cities' role in enhancing urban living and infrastructure. Building on the success of the previous edition, which attracted 12,427 participants and 927 speakers from 179 countries, AIM Congress 2025 aims to surpass expectations with an even more impressive lineup of high-profile forums and activities. This year’s congress will provide an unparalleled platform to leverage the collective expertise and diverse perspectives of its attendees, driving economic progress and fostering a more prosperous global economy.

As a Principal Host, we would be deeply honoured to welcome your esteemed government and private sector organizations as key participants. The congress will offer a rich program over three days, including opportunities to showcase investment prospects, deliver presentations, and engage in targeted roundtable discussions with investors.

We sincerely hope you will accept this invitation and join us in Abu Dhabi for AIM Congress 2025. Attached to this letter are the AIM Congress 2024 Report and the AIM Congress 2025 Brochure for reference. Looking forward to meeting you in the UAE in April 2025.

Kind regards, Dr. Thani bin Ahmed Al Zeyoudi Minister of State for Foreign Trade - UAE Ministry of Economy President of AIM Congress

Event Details: www.aimcongress.com / Contact: Walid Farghal: [email protected] / [email protected], Mobile: +971 50 6590 876

Mapping the Future of Global Investment

The New Wave of a Globalized Investment Landscape: Towards a New

Balanced World Structure

AIM Congress 2025

Future Finance Forum Portfolio

Agenda

7th – 9th April, 2025

Adapting & Adopting: The Roadmap to the Future of the Digitalization of the Finance

The Best Way to Predict the Future is to Create it!

General Overview: A lot of predictions focuses on a big leap in the recent finance sector as we know it. Some of these predictions talk about not only the digitalization of the finance sector, but also about the digitalization of the accounting sector. Some predictions says that the finance factory transactions will be touchless as automation and blockchain reach deeper into finance operations, the role of Finance with operations largely automated, finance will double down on business insights and service, the skills required by finance professionals will change, likely dramatically, as new combinations of technology and human workforces permeate the workplace. As well, finance cycles goes real time; periodic reporting will no longer drive operations and decisions. Meanwhile, new service-delivery models will emerge as robots and algorithms join a more diverse finance workforce; companies will assess the benefits of automation against onshore. Also, Enterprise resource planning Finance applications and microservices challenge traditional ERP, and the proliferation of APIs will drive data standardization, but it won’t be enough; companies will still be struggling to clean up their data messes. Digital Transformation, Data Driven Insights, Automation & IOT, Blockchain adoption, Cybersecurity focus, and cognitive technologies are among others, the leading factors in the transformation and transition in the finance industry. This transition which will take place throughout the next 5 years, shall change the whole face of the finance sector on all levels.

Concept: None of us knows for certain what the future will hold, but we all have a responsibility to be thinking about what’s likely to happen, and to prepare for it. In Finance, that means working now to get the right people and technology in place to take advantage of the inevitable

disruption ahead. That’s not likely to happen without a clear vision and strategy for Finance in a digital world. Now is the time to step back and make sure your roadmap to that future is clear. The best way to predict the future is to create it; The Future Finance Forum Event aims at networking the stakeholders of the finance sector from all around the globe, to be able to have the upper hand in shaping the future of the finance sector for the coming years. The Future of Finance Forum is aimed at providing attendees with a deep understanding of current trends and future directions in the global financial landscape, equipping them with the knowledge and tools to lead their organizations towards sustainable growth and success. This conference offers a unique opportunity to network with like-minded professionals, share experiences, and gain valuable insights that will help you and your organization thrive in the ever-evolving world of finance.

Agenda

Future of Finance Portfolio

Day 1 – 7th April 2025

14:00 – 14:10

MC Day One Opening Remarks

14:10 – 14:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Leaders’ Insight Session Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All

Targeted Speaker Profile: Global Fintech Leader, Global Banking Expert, and Financial Innovators

Leader’s Session : The Finance Industry 4 Years-From-Now: Predicting

Technological and Regulatory Changes in the Realm of the Financial World, Banking and Transactions

This keynote will explore the ongoing transformation in the financial services industry driven by digital finance. The speaker will delve into the latest trends, including the adoption of AI, blockchain, and digital payments, and their implications for financial institutions. The session will also highlight the evolving role of fintech companies in shaping the future of finance, emphasizing the need for traditional banks to innovate and adapt. This session sets the tone for the day, encouraging participants to think strategically about digital disruption and innovation. Key Takeaways:

• Learn how AI and Automation will transform finance operations

• Blockchain and smart contracts revolutionizing future transactions

• Decipher the growing influence of fintech and digital-first business models

• Understand how to prepare for the new and ever evolving regulatory frameworks

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

14:40 – 15:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Climate Change Economists, Sustainable Investment Experts, Corporate Sustainability Executives, Policy Makers and Government Officials and Environmental Economics Experts

Fireside Chat: The Economics of Decarbonization: Investment Strategies for a

Net Zero Economy

This panel will explore the economic implications of the global transition to a net- zero economy, focusing on how investors can align their portfolios with decarbonization targets. Experts will discuss emerging opportunities in green finance, carbon markets, and ESG investments, along with strategies to manage transition risks. Attendees will gain insights into navigating policy frameworks and identifying high-potential sectors, such as renewable energy and sustainable infrastructure, that promise long-term returns. The session will offer actionable strategies for balancing profitability with environmental responsibility in the evolving economic landscape. Key Takeaways:

• Identifying investment opportunities in renewable energy and sustainable infrastructure.

• Understanding how carbon markets and ESG frameworks drive financial performance.

• Strategies for managing transition risks in decarbonizing industries.

• Aligning portfolios with policy goals and global net-zero targets. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:10 – 16:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: ESG Experts, Fintech Experts, and Climate Experts

Panel:: Climate FinTech: Innovation at the Intersection of Financial Technology

and Climate Action Climate FinTech is the emerging field that combines financial innovation with climate solutions, using technologies like AI, blockchain, and IoT to create new tools for measuring and mitigating environmental impact. This session will highlight how fintech solutions are enabling carbon tracking, climate-risk analytics, and sustainable investment platforms. Industry experts will discuss the role of technology in scaling sustainable finance and driving climate action. Key Takeaways:

• Innovations in climate fintech and their role in sustainable finance

• Use cases for blockchain and AI in environmental impact measurement

• Opportunities and challenges in scaling climate fintech solutions Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

16:50 – 17:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Neo Bank leaders, Fintech Experts, Traditonal Banking Executives and BFSI CTOs

Panel: The Future of Banking: Beyond Digital - Banking in a Decentralized World

This panel will focus on how traditional banks are transitioning towards decentralized finance (DeFi), leveraging AI, and implementing digital customer experiences to stay relevant in a hyper-competitive market. Panelists will examine how blockchain is being integrated into payment systems, clearing and settlement processes, supply chain finance, and cross-border transactions. The session will also cover the impact of technology adoption on transparency, security, and efficiency, addressing real-world case studies and regulatory challenges. Attendees will gain insights into how digital banks are reshaping traditional vanking processes and what the future holds for this technology in revolutionizing the banking sector. This discussion is essential for financial professionals seeking to understand how technology in banking is driving operation excellence and scaling customer centricity and building new banking innovations in the industry.

Key Takeaways:

• Transitioning to decentralized finance (DeFi). • AI and automation in improving banking services. • Customer experience as a competitive edge.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

17:30 – 18:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 1 - 7th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CXO of a Leading Digital Bank & Customer Experience Expert

Panel: Hyper-Personalization in Banking: The New Customer-Centric Paradigm

This candid conversation will enquire how Hyper-personalization is driving the next wave of banking innovations by tailoring services and products to individual customer needs through AI and data analytics. Topics will include the use of data analytics to understand customer needs, the role of mobile banking, and the importance of seamless, omni-channel experiences. The session will also explore how banks can differentiate themselves by focusing on customer experience.

Key Takeaways:

• Role of AI in creating personalized banking experiences. • How banks can leverage big data to increase customer loyalty. • Challenges in achieving hyper-personalization at scale.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

18:10

Close of Future Finance Forum Day 1

19:30 – 22:30 Venue: TBA Access: TBA

AIM Awards 2025 and Gala Dinner

Agenda Future of Finance Portfolio

Day 2 – 8th April 2025

10:00 – 10:10

MC Day Two Opening Remarks

10:10 – 10:40

Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Head of Impact Investments, Chief Innovation Officer of Neo Banks, Chief Investment Officers, Financial Futurist, CTO of a fintech firm

Fireside Chat: Imagining the Future of Wealth Creation: Where Finance Meets

Innovation and Purpose

This panel will explore how the future of wealth creation is being shaped by the intersection of financial innovation, technology, and purpose-driven investment strategies. Panelists will discuss how emerging trends such as impact investing, decentralized finance (DeFi), and AI are transforming wealth-building models. The discussion will also examine the evolving role of investors in addressing societal challenges—like climate change and financial inclusion—while balancing profitability with purpose.

Key Takeaways:

• Impact Investing and Trends: Aligning financial returns with social goals

• AI and Big Data: Personalizing investment strategies for dynamic markets

• Redefining Success: The shift from profit-first models to purpose-driven wealth creation

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

10:40 – 11:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025

Fireside Chat: Mastering AI, Blockchain, and ML Applications in Banking,

Payments and Wealth Management: Shaping the Future of Finance

In this fireside chat, a leading fintech innovator and a senior executive from a traditional bank will discuss the growing influence of fintech on the financial industry. The conversation will cover how fintech companies are challenging conventional banking models, the rise of digital-first financial services, and what the future holds for the industry. The chat will provide insights into the collaborative potential between fintech and traditional finance, as well as the challenges and opportunities presented by this disruption.

Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CEO of a Leading Fintech Company & Senior Executive from a Traditional Bank

This session offers a unique perspective from both disruptors and incumbents in the financial sector, providing a balanced view on the opportunities and challenges of fintech adoption especially in traditional banking models. Attendees will gain insights into how to navigate the evolving landscape of financial services.

Key Takeaways:

• AI-Driven Efficiency and Personalization

• Blockchain's Potential for Secure and Transparent Transactions

• ML-Driven Risk Management and Compliance

• The Rise of Digital Assets and Tokenization Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5

11:00 – 11:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: MasterClass Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Fitech Leader with expertise on AI and ML

Masterclass: Uncovering the Matrix of AI in Finance: From Theory to Practice

This exclusive masterclass will explore the practical applications of artificial intelligence (AI) in finance, moving beyond theory to discuss real-world implementations. Topics will include AI in risk management, fraud detection, customer service, and personalized financial products. Panelists will share their experiences with AI projects, discuss the challenges of AI adoption, and provide insights into the future of AI in the financial industry. This stretigic session will focus on the practical exploration of AI applications in finance, with case studies and insights from industry leaders. Attendees will leave with a clear understanding of how to harness AI to improve financial services and operations. Key Takeaways:

• Scope of Natural Language Processing (NLP) in finance

• Understanding AI ethics and governance

• Implementing areas of AI in finance

• Overcoming AI Adoption Challenges

• Measuring AI Success

Masterclass Laeader:

11:50 – 12:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: Blockchain Experts, Cryptocurrency Experts and Fintech Leaders

Panel: Blockchain Beyond Cryptocurrency: Innovations in Finance Infrastructure

and Digital Assets Management

This panel will explore the transformative potential of blockchain technology beyond its application in cryptocurrencies. As blockchain continues to gain traction in financial services, the discussion will focus on its innovative uses in enhancing financial infrastructure and efficiently managingn digital assets. Panelists will examine how blockchain is being integrated into payment systems, clearing and settlement processes, supply chain finance, and cross-border transactions. This discussion is essential for financial professionals seeking to understand how blockchain can streamline operations and drive new innovations in the industry. Key Takeaways:

• Blockchain's potential beyond cryptocurrency

• Digital finance infrastructure modelling and innovations

• Digital Assets Management via Blockchain

• Understanding Blockchain's iImpact on financial inclusion Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

12:30 – 13:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English

Panel: The Future of Payments: Cashless Societies and the Future of Global

Transactions

As the world moves towards cashless economies, this session will explore the future of digital transactions, focusing on blockchain, faster payment systems, and biometric authentication for seamless, secure financial interactions. With rising smartphone penetration and fintech adoption, the future of transactions will be largely driven by contactless payments, blockchain, and AI-powered fraud prevention mechanisms. Panelists will address the impact of new payment technologies, the role of digital currencies, and the future of cross-border payments. The session will also examine the regulatory environment for digital payments and how companies can navigate it. This session will provide comprehensive look at the future of digital payments, helping participants understand the trends and challenges shaping the industry. It provides valuable insights into how to stay competitive and compliant in the fast- paced world of digital finance. Key Takeaways:

Access: All Targeted Speaker Profile: Payment Solutions Providers, Regulators, and Fintech Innovators and Transcatio Experts

• The evolution of cashless transactions globally. • Blockchain’s impact on secure payments. • Role of biometric and AI in transaction security.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

13:10 – 14:00 VENUE: TBA

Lunch & Networking Break

Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Chief Innovation Officers from FinTech companies. Heads of Digital Payments at global financial institutions Technology Futurists specializing in AI and biometrics

Panel: Invisible Payments: The Seamless Future of Financial Transactions

This futuristic panel session will explore the transformation of traditional payments; Invisible payments—where transactions happen without customer intervention, are redefining how people engage with financial systems. Powered by AI, IoT, and biometrics, these payments promise frictionless experiences across retail, mobility, and subscription-based services. This session will explore how businesses are integrating invisible payment systems to enhance customer convenience and loyalty. It will also address challenges such as data privacy, security, and regulatory compliance in a rapidly evolving digital landscape.

Key Takeaways:

• How invisible payments are reshaping customer experiences • Case studies from retail and transport industries • Key security and regulatory considerations • Future trends and technologies driving adoption

Moderator: Speaker 1

Panelists:

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

14:10 – 14:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Payment Providers, Bank Executives, and Fintech Innovators

Fireside Chat: The Future of Payments: The Convergence of Cards, Mobile, and

Digital Wallets

This session will be focus on the convergence of traditional card payments, mobile payments, and digital wallets, and how this convergence is transforming the way consumers make transactions. The panellists will discuss the benefits and challenges of this shift, including enhanced convenience, security, and accessibility, as well as the need for interoperability and standardization. This session will also touch upon the role of emerging fintech innovations, in shaping the future of payments. Key Takeaways:

• Global insights on evolution of card technology

• Scope of tokenization and secure payments

• Unravel the transitioning from tradional to digital wallets Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

14:40 – 15:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA

Panel: The Future of Islamic Banking: Innovations, Fintech Integration, and

Global Expansion

This topic will explore the evolving landscape of Islamic banking, focusing on how innovations such as fintech, blockchain, and AI are reshaping the sector. It will cover trending topics like the rise of Islamic fintech, Shariah-compliant digital assets, and smart contracts for Islamic finance. The discussion will also address the growing global interest in Islamic banking, examining strategies for expanding into new markets, attracting non-Muslim investors, and integrating ESG principles in line with ethical Islamic finance practices. Additionally, the session will explore the regulatory frameworks needed to support innovation while preserving Shariah compliance, and how Islamic banks can remain competitive in the global financial ecosystem. Key Takeaways:

• Insights into the latest innovations in Islamic banking

• Strategies for expanding into new markets

• Gain statetigic knowledge of Shariah-compliant digital assets and smart contracts

Language: English Access: All Targeted Speaker Profile: Islamic Banking experts, fintech innovators, and Islamic Banking executives

• Understanding of regulatory frameworks for innovation Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

15:20 – 15:50 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Legal Experts, Compliance Officers, and Chief Risk Officers

Interview: Managing Third-Party and Supply Chain Risk: A New Frontier for

Financial Institutions

The panel session will address the complexities financial institutions face in navigating regulatory requirements across multiple jurisdictions. As globalization increases, managing third-party and supply chain risks has become critical for compliance and operational integrity. Key takeaways will include strategies for enhancing collaboration with local regulatory authorities, implementing comprehensive compliance programs, and leveraging data analytics to monitor compliance activities. By understanding these dynamics, financial institutions can better position themselves to manage cross-border risks while fostering trust and security in their operations.

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:50 – 16:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Global Insights

Global Insights: Insights & Outlooks on Global Debt Markets

This session will explore the evolving landscape of global debt markets, focusing on how technology, data analytics, and innovative legal frameworks are transforming debt investing and non-performing loan (NPL) management strategies. Experts will highlight best practices from advanced markets, offering benchmarks and lessons to guide stakeholders in navigating these complex markets more effectively. The discussion will also emphasize sustainable and efficient solutions, balancing risk and returns across different geographies. Participants will gain actionable insights into

Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

how emerging tools and frameworks are redefining debt management strategies in a dynamic global environment. Key Takeaways:

• How technology is streamlining debt management and NPL processes

• Benchmarking successful practices from mature debt markets

• Data-driven strategies for managing risks and improving returns

• Legal frameworks enabling sustainable debt investing across regions

16:20 - 17:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Global Insights Date: Day 2 – 8th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

Global Insights: International Insights into Financial Restructuring

Practices This session will delve into the global strategies and innovative approaches used to revive distressed assets through debt restructuring, financial restructuring, and corporate insolvency practices. Experts will compare frameworks from different jurisdictions, offering insights into successful restructuring methods and the challenges encountered across regions. Participants will gain a deeper understanding of the legal and operational best practices shaping modern financial restructuring. The discussion will highlight how cross-border collaboration and evolving insolvency laws are creating more effective solutions to manage financial distress while minimizing risks. Key Takeaways:

• Comparative analysis of financial restructuring practices across jurisdictions

• Innovative strategies in debt and corporate restructuring

• Navigating challenges in cross-border insolvency cases

• Legal frameworks supporting sustainable asset rejuvenation worldwide

18:00 Close of Future Finance Forum Day 2

Agenda Future of Finance Portfolio

Day 3 – 9th April 2025

10:00 – 10:10

MC Day Three Opening Remarks

10:10 – 10:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall Language: English Access: All Targeted Speaker Profile: Blockchain Expert, Digital Payments Innovator, Central Bank Executive, Cybersecurity Specialist

Fireside Chat: Envisioning the Future of Money: Opportunities and

Challenges for Financial Institutions

The thought leaders’ fireside chat will examine how digital currencies and wallets are transforming the way individuals and businesses interact with money. As cryptocurrencies, central bank digital currencies (CBDCs), and digital wallets gain traction, this session will explore the implications for financial institutions, consumers, and governments. The panel will address the opportunities and challenges of adopting digital currencies, including issues related to financial inclusion, security, and regulatory frameworks. Attendees will gain insights into the future of payments, the role of blockchain, and how digital wallets are shaping the next phase of financial innovation. Key Takeaways:

• Implications of CBDCs and digital wallets on traditional banking.

• The role of digital curencies in global trade.

• Regulatory challenges and risks with digital currencies. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

10:40 – 11:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel

Panel: The Future of P2P Lending: Disrupting Traditional Lending Models

Peer-to-peer (P2P) lending is reshaping the financial landscape by connecting borrowers directly with lenders, bypassing traditional financial institutions. This panel will explore how P2P platforms are democratizing access to credit, reducing costs, and driving financial inclusion. Experts will also discuss the challenges of scaling these models, including regulatory frameworks, credit risk management, and competition with established

Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: CEO or Founder of Leading P2P Lending Platform, Chief Risk Officer (CRO) from Digital Bank or Fintech Firm, Regulatory Authority Representative from Central Bank or Securities Regulator, Economist or Financial Analyst Specialized in Alternative Finance Markets

lenders. Attendees will gain insights into the future of P2P lending, its impact on financial markets, and emerging trends in alternative finance. Takeaways:

• The growth of P2P lending platforms globally.

• Regulatory challenges of P2P lending.

• Risks and benefits for consumers and lenders.

Moderator:

• Speaker 1

Panelists:

• Speaker 2

• Speaker 3

• Speaker 4

• Speaker 5

• Speaker 6

11:20 – 12:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English

Panel: Mastering Financial Cybersecurity: Staying Ahead of Emerging

Threats

As cyberattacks grow more sophisticated, financial institutions face increasing pressure to protect sensitive data, ensure secure transactions, and maintain trust. This panel will explore the latest cybersecurity trends, emerging threats, and best practices for safeguarding financial systems. Experts will discuss strategies for threat detection, incident response, and building resilient infrastructures while balancing innovation with risk. Attendees will gain actionable insights on staying ahead of evolving threats and navigating the regulatory landscape in an increasingly digital financial environment. Key Takeaways:

• Emerging cybersecurity threats targeting financial institutions.

• Strategies for improving cyber resilience and threat detection.

• Regulatory frameworks and their role in cyber risk management.

Moderator: Speaker 1

Access: All Targeted Speaker Profile: Chief Information Security Officer (CISO) from Major Bank or Fintech Company, Head of Cybersecurity from National Financial Regulatory Authority, Cybersecurity Consultant Specialized in Financial Services, Technology Risk Expert from Global Financial Institution

Panelists:

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

12:00 – 12:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Masterclass Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Global Financial Cybersecurity expert

Masterclass: AI and Machine Learning and the Future of Fraud Prevention

As financial fraud becomes more sophisticated, AI and machine learning (ML) are revolutionizing fraud detection and prevention strategies. This masterclass will explore how financial institutions are leveraging these technologies to identify suspicious activities in real-time, predict fraudulent patterns, and enhance risk management frameworks. Participants will gain practical insights into the latest AI-driven tools, model-building techniques, and case studies showcasing successful implementations. The session will also cover challenges such as bias in algorithms, regulatory compliance, and balancing automation with human oversight, offering a comprehensive understanding of fraud prevention’s future. Key Takeaways:

• Harnessing AI/ML for predictive fraud detection

• Real-world applications and success stories

• Addressing challenges with compliance and algorithmic bias Masterclass Leader:

12:40 – 13:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Fireside Chat Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile:

Fireside Chat: Embracing RegTech: Transforming Compliance in the

Digital Age

This exclusive session will focus on the transformative potential of regulatory technology (RegTech) in enhancing compliance and risk management practices within the financial sector. Panelists will share their insights on the latest RegTech solutions, their practical applications, and the strategies for successful implementation. The discussion will also address the evolving regulatory landscape and the role of RegTech in helping financial institutions navigate an increasingly complex compliance environment. Key Takeaways:

• Insights into the latest RegTech innovations and their impact on compliance and risk management

• Strategies for financial institutions to identify, evaluate, and integrate RegTech solutions

• Discussions on the role of regulatory authorities in fostering the development and adoption of RegTech

• Perspectives on the potential challenges and best practices in managing the transition to a RegTech-driven compliance paradigm

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3

13:10 – 14:00 Venue: TBC

Lunch & Networking Break

14:00 – 14:30 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 3 - 9th April 2025 Venue: ADNEC - Abu Dhabi Hall: TBA

Interview: Microinsurance and Financial Inclusion through InsurTech

Platforms

This interview will explore how InsurTech platforms are driving financial inclusion by making microinsurance accessible and affordable for underserved populations. The conversation will highlight innovative digital solutions, such as mobile-based insurance products and AI-driven underwriting, that lower barriers to entry for low-income individuals. We’ll also discuss the challenges of scaling microinsurance, including regulatory hurdles and educating new markets about insurance benefits. Attendees will gain insights into the role of technology in closing the protection gap and fostering financial resilience worldwide. Moderator:

Speaker 1

Panelists:

Language: English Access: All Targeted Speaker Profile: CEO or Founder from Microinsurance or InsurTech Company, Director of Financial Inclusion from International Development Organization (e.g., World Bank, UNDP), Regulatory Expert from Insurance Supervisory Authority, Head of Digital Innovation from Global Insurance Provider

Speaker 2 Speaker 3

14:30 – 15:10 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Chief Treasury Officer (CTO), Global Head of Treasury

Panel: The Future of Corporate Treasury: From Liquidity Management to

Strategic Growth

This panel will explore the evolving role of corporate treasury departments from traditional liquidity management functions toward becoming strategic growth drivers. As financial technology advances, treasuries are leveraging real-time data, predictive analytics, and AI to manage liquidity more efficiently while contributing to long-term business planning. Experts will discuss how treasury teams can align with corporate strategies by hedging risks, optimizing cash flow, and driving investments. The session will also cover emerging trends like sustainable finance and regulatory compliance that impact treasury operations across global markets. Key Takeaways:

• Strategic Alignment: Treasury's role in supporting business growth through better liquidity and risk management

• Tech Integration: Leveraging AI, predictive analytics, and fintech for real-time decision-making

• Sustainable Finance: Implementing ESG principles in treasury functions to align with corporate sustainability goals

• Regulatory Preparedness: Managing compliance across multiple jurisdictions and adapting to evolving regulations

Moderator:

Speaker 1

Operations, Chief Financial Officer (CFO), Head of Liquidity Management, Treasury Consultant or Advisor, Fintech Executive

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

15:10 – 15:40 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Interview Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All

Targeted Speaker Profile: CEO or Co- Founder of Tokenization Platform, Chief Innovation Officer from Asset Management Firm, Regulatory Expert or Legal Advisor, Blockchain Specialist, Head of Digital Assets, Portfolio Manager Specializing in Alternative Investments

Interview: Tokenization of Real Assets: Unlocking Liquidity and

Democratizing Investments

This interview will explore the transformative potential of tokenizing real- world assets such as real estate, commodities, and fine art, focusing on how blockchain technology unlocks liquidity and makes traditionally illiquid assets more accessible to investors. Experts will discuss the benefits of fractional ownership through tokenization, allowing broader participation in high-value asset markets. The session will also address the regulatory landscape, challenges in adoption, and security considerations. Attendees will gain insights into how tokenization can democratize investments, create new revenue streams, and reshape asset management strategies globally. Key Takeaways:

• Unlocking Liquidity: How tokenization enables fractional ownership of illiquid assets

• Broader Access: Democratizing investments by lowering entry barriers for investors

• Regulatory Compliance: Navigating evolving legal frameworks across jurisdictions

• Security and Transparency: Leveraging blockchain to ensure secure and traceable transactions

Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4

15:40 – 16:20 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: Panel Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: TBA

Panel: Unlocking Opportunities: Exploring the Landscape of Private Debt

and Credit

The panel session will bring together industry experts to discuss the growing importance of private debt and credit in the financial landscape. The conversation will focus on the opportunities and challenges presented by this asset class, including the increasing demand for private debt, the role of alternative lenders, and the impact of regulatory changes. The panelists will also explore the benefits of private debt for investors, such as diversification and yield enhancement, and the importance of due diligence and risk management in this space. Moderator:

Speaker 1

Panelists: Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

16:20 – 17:00 Event: AIM Congress 2025

Portfolio: The Future of Finance

Session: TBA (Partner Session) Date: Day 3 – 9th April 2025 Venue: ADNEC – Abu Dhabi Hall: TBA Language: English Access: All Targeted Speaker Profile: Private

Panel: Reimagining Private Equity: Opportunities in Globalised Markets

The panel session features top private equity experts who will discuss the evolving landscape of private equity in the ever evolving globalised market. The conversation will cover the opportunities and challenges presented by the shift in the global investment sentiments, including the shift to digital transformation, the rise of ESG investing, and the impact of government stimulus packages. The panelistswill also explored the role of private equity in supporting businesses through the crisis and the potential for growth in emerging markets Key Takeaways:

• How to tapp into global markets with minimal risk

• Investment Strategies to diversified portfolios and innovative products to attract new capital sources

• Operational Excellence at the core of transformational changes within portfolio companies.

• Technology Integration and new avenues for optimizing investment processes and enhancing due diligence.

Moderator:

Speaker 1

Panelists:

Equity Fund Manager, Government Representative, Emerging Markets Expert

Speaker 2 Speaker 3 Speaker 4 Speaker 5 Speaker 6

17:00

End of Partner Session and Close of Future Finance Forum Day 3

Ref.: / 800/ 2024/ 11م و د ت خ Date: 19-11-2024 H.E. Jürgen Ligi Minister of Finance Republic of Estonia Your Excellency,

Subject: Official Invitation to Participate in the 14th Edition of AIM Congress - Abu Dhabi, UAE, 7-9 April 2025

It is with great pleasure that I extend an invitation to you for the 14th Annual Investment Meeting 2025 “AIM Congress”, hosted in collaboration between the UAE Ministry of Economy and the AIM Global Foundation. This premier event will take place from 7th to 9th April 2025, in Abu Dhabi, United Arab Emirates. This year’s AIM Congress will be held under the theme “Mapping the Future of Global Investment: The New Wave of a Globalized Investment Landscape – Towards a New Balanced World Structure”. The congress is poised to be a landmark event in the realm of global investment and will critically analyse and redefine the future directions of global investments, striving towards a more balanced world structure and offering valuable insights for making informed financial decisions aligned with strategic goals and objectives. AIM Congress 2025 will delve into a diverse array of topics, covering both established sectors and emerging trends. As we celebrate the 14th edition, the congress will spotlight the transformative effects of Global Trade, Global Manufacturing, and the Digital Economy on investment strategies, leveraging technological advancements. Additionally, the congress will address innovations and young businesses, focusing on fostering startups and Entrepreneurs, attracting foreign direct investments (FDIs), exploring new financial tools and technologies, and discussing Future Cities' role in enhancing urban living and infrastructure. Building on the success of the previous edition, which attracted 12,427 participants and 927 speakers from 179 countries, AIM Congress 2025 aims to surpass expectations with an even more impressive lineup of high-profile forums and activities. This year’s congress will provide an unparalleled platform to leverage the collective expertise and diverse perspectives of its attendees, driving economic progress and fostering a more prosperous global economy.

As a Principal Host, we would be deeply honoured to welcome your esteemed government and private sector organizations as key participants. The congress will offer a rich program over three days, including opportunities to showcase investment prospects, deliver presentations, and engage in targeted roundtable discussions with investors.

We sincerely hope you will accept this invitation and join us in Abu Dhabi for AIM Congress 2025. Attached to this letter are the AIM Congress 2024 Report and the AIM Congress 2025 Brochure for reference. Looking forward to meeting you in the UAE in April 2025.

Kind regards, Dr. Thani bin Ahmed Al Zeyoudi Minister of State for Foreign Trade - UAE Ministry of Economy President of AIM Congress

Event Details: www.aimcongress.com / Contact: Walid Farghal: [email protected] / [email protected], Mobile: +971 50 6590 876